Motor Vehicle Accident Claims In Calgary

What to do when you are in Motor Vehicle Accident (MVA).

You can book an appointment directly with Dr. Chou without needing a medical doctor referral to receive chiropractic care following your car accident in Calgary.

You need to file an injury accident report with Calgary Police Service and remember to save a copy for your records.

Complete the notice of Loss and Proof of Claim Form (AB-1 Form).

For sprains, strains, or whiplash, you need to submit an AB-1 form within 10 days of the accident to access the “Diagnostic and Treatment Protocols” coverage. If you have been diagnosed with “sprains, strains, or whiplash,” you will have 90 days to access up to 21 pre-approved visits from chiropractic care, massage therapists and physiotherapist.

For other forms of diagnosed injuries, or if you choose not to access the “Diagnostic and Treatment Protocols” coverage, you must submit this form within 30 days of the accident. After the form is submitted, your insurance company will contact you directly.

Benefits of seeing Dr. Chou after an MVA.

Dr. Chou is well versed and trained in dealing with patients suffering from motor vehicle accidents and can help you with all the complicated insurance paperwork and your appointed adjustor from insurance. 

If you are still injured after 90 days.

If you want to access the “Diagnostic and Treatment Protocols” coverage after an accident, you will have 90 days to receive 21 pre-approved visits from Dr. Chou’s clinic.

After 90 days period, if you are still injured, you will enter into the post-protocol phase of treatment, where you will need to pay out of pocket and bill your extended health benefits for treatments received.

If your extended health benefits have exhausted or if you do not have extended health benefits, then you will enter into the “Section B” port of your policy, which allows you to access up to $1000 for chiropractic care.